Five Tips for Thriving after Seminary

rotundaIt’s the most wonderful time of the year—unless you’re a student. Let’s be honest, most students are in survival mode at this point of the semester. There are tests to be taken, papers to be written, and assignments to be submitted. This time between Thanksgiving and Christmas can be one of the most stressful periods for any student, including seminary students. For students graduating this semester, the pressure can be even greater. They are looking for ministry positions and considering housing options after they move off campus. They may even be praying that a professor or two will overlook a few errors in their final papers.

Beyond the stress of the end of the semester, I have also seen seminary students and graduates struggle with post-seminary survival. Recently I overheard a handful of former students talking about being survivors of seminary and how difficult it was to listen to a sermon, study the Bible, and enjoy fellowship after spending years in the formal academic setting of seminary. I understand what these former students are talking about, but I also want to offer some tips for thriving after seminary that I learned during my ten years as a seminary student (yes, I said ten years) and more than a decade of teaching seminary.

  1. Be humble. I was one of those first year seminary students. You’ve seen them. They are the ones carrying a Greek New Testament to church and pretending to follow along in the text as the pastor preaches. Honestly, I was pretty good at Greek. I could translate from most passages on the fly by the end of my first year of seminary (second year of Greek), but if I got asked to read aloud in Sunday School, it might get ugly. Or if the pastor was preaching from the Old Testament, I was in trouble. Here’s deal… whether it is Greek, Hebrew, theology, or hermeneutics, seminary provides an unmatched opportunity to delve into the formal study of Scripture, but completing a few semesters of a subject does not make you an expert. When I watch some of my faculty colleagues who teach Greek or Hebrew follow along in chapel with a Bible in the original languages, I know that they have years of continued study and training beyond the basic 2-4 semesters of a language. I also know they are spending hours on their own refining their craft of translation. Even in my own field, I am constantly reading books and articles related to ethics just to stay abreast of current thought. The people in your church will be grateful for the time spent in seminary and the education you have received, but that little old lady who has been faithfully studying her Bible for the last 70 years may actually know more than you do. Be humble about your education. You still have a lifetime of learning ahead of you.
  2. Study the Bible for your personal discipleship. It is really easy to allow the formal academic study of Scripture to replace personal study and discipleship. A good friend of mine from college went to a different seminary a couple years before I did. I will never forget when he told me a story about one of his professors. He was overwhelmed with the volume of reading required in his classes so he sought out one of his professors for advice. He wanted to know how to devote time to his own devotional study of the Bible when so much was required of him already. Unfortunately, his professor gave him terrible advice. He said that there will be time for devotional study when you graduate. I think many students who lose their passion for God’s Word while in seminary do so because they forsake the study of Scripture for personal discipleship. Academic study is good and necessary, but it is not the end. Personal holiness and devotion to the Lord are more important than grades. If you are having difficulty maintaining a personal time of devotion, then schedule it just like you do for your classes.
  3. Stop being critical. After a year or so of seminary, it became difficult to listen to sermons. I paid attention in chapel and church, but mainly for the purpose of catching an exegetical fallacy or theological error. Then something very helpful happened to me—I took a preaching class. My professor required us to preach in class and receive feedback from our classmates. Most of my classmates were kind to me and only minimally critical. Then my professor required us to watch videos of our own preaching. Ouch! I was bad. I wanted to be the next Adrian Rogers, my childhood pastor. Instead I was just a cheap imitation in an ill-fitting suit. Watching myself preach was a humbling experience. I still don’t like to do it because I feel that I have so far yet to go. Will the pastors you listen to make errors along the way? Sure. Are your sermons perfect? Not a chance. In fact, those faithful but unknown pastors who put their time and study in faithfully each week will likely have a deeper impact on their people than the celebrity preachers on your podcast list. Stop being critical and start reflecting on how you can faithfully feed your people.
  4. Invest in the ministry of a local church. At least once a semester in seminary I heard Paige Patterson say that he prayed our first church would be filled with the type of members we were while seminary students. There was often an audible silence after that statement. Thankfully, I heeded his advice. I joined the choir, served as a deacon, taught Sunday School, went on mission trips, and even volunteered in the nursery occasionally. None of these roles were paid positions. Even today I volunteer as a deacon, choir member, children’s Sunday School teacher, and other roles. In those roles, I’m not Dr. Lenow. My students on Sunday call me Mr. Evan. In the choir loft, I’m just one of the guys in the bass section. It’s refreshing, and it’s healthy for my spiritual life.
  5. Share the gospel. Sharing the gospel is a key aspect of the Christian life. We don’t do it to get another jewel in our crown, but we do it because we care about the souls of other people. When I share the gospel, I realize a few things. Most people truly interested in hearing the gospel don’t really care about theodicy, eschatology, or hermeneutics. They want to hear the life-changing message of salvation. Sure, those other doctrines may become important later, but right now the most important thing is for them to hear a clear articulation of the gospel in the style of 1 Corinthians 15:3-4. If you can’t share the message of the gospel in a clear, straightforward fashion, it’s time to get some practice.

My desire is for this graduating class of seminarians to thrive after they graduate. I don’t want them to look back on these years as some from which they need to recover. These five tips are not a magic solution to some of the difficulties of life after seminary, but they should help ease the transition.

Debt and the Seminarian

student-loan-debtEvery spring semester I have the opportunity to speak to our Spiritual Formation students (mostly first-year master’s students) about stewardship. In that discussion, I explain to them that stewardship is about managing resources that belong to someone else. From a spiritual standpoint, God owns everything, and he has entrusted some of those resources—money, time, talents, etc.—to us to use for his Kingdom. Although I attempt to reinforce to my students that stewardship involves much more than money, I spend a significant amount of time talking to them about money and specifically the impact of debt on the ministry. For some of these students, it is the first time they have ever been confronted with how debt could impact their future.

I was reminded of this today as I read a recent article in The Wall Street Journal about student loan debt repayment. Here are some highlights:

  • “Many more students have defaulted on or failed to pay back their college loans than the U.S. government previously believed.”
  • “The new analysis shows that at more than 1,000 colleges and trade schools, or about a quarter of the total, at least half the students had defaulted or failed to pay down at least $1 on their debt within seven years.”
  • “No college saw its repayment rate improve under the revision, and some schools saw their seven-year repayment rates fall by as much as 29 percentage points.”[1]

In my experience teaching stewardship and working in financial aid in the seminary setting, student loan debt is one of the most crushing debts that seminarians face. While my seminary does not participate in any federal loan programs, many students still enter seminary carrying debt from their undergraduate programs. A recent study reported that 68% of graduates from public and nonprofit colleges in 2015 had student loan debt. The average amount of debt per borrower was over $30,000.[2]

If a seminary student enters with this level of debt, he is most likely to defer that loan until he completes 3-4 years of seminary. Over that time, that loan will have accrued interest, and it is possible that he may have even taken on further debt in the form of credit cards, vehicle loans, or medical expenses. Once he graduates from seminary, he may be in debt well over $40,000.

Now let’s couple that debt with a relatively low wage for pastors when compared to careers with similar education levels. According to LifeWay, the average full-time senior pastor of a Southern Baptist church with 75-99 in attendance is $46,981 per year.[3] For the typical seminary student, a salary over $40,000 may sound fantastic. But we have to remember that ordained ministers are considered self-employed by the IRS, so nearly 15% of that salary will be allocated for self-employment taxes (approximately $7,000). Then, the typical seminary student living on campus does not pay market rates for housing, so his overall housing expense goes up. Compound that with other expenses of moving and setting up a home, and the typical seminarian may find it difficult to make payments on his student loans. Then he will become one of the statistics mentioned in the WSJ article.

Helping students avoid the traps of bad debt is one of the goals in my Family and Church Financial Stewardship class at Southwestern Seminary. I don’t want students to question whether or not they can “afford” to accept a call to a church. I want them to be free to go where God calls them because they have been wise stewards of God’s money that he has entrusted to them.

In Proverbs 22:7 we read, “The rich rules over the poor, and the borrower becomes the lender’s slave.” I want my students avoid the slavery of debt and to serve God without the albatross of debt hanging around their necks.

If you’re a student at SWBTS, it’s not too late to sign up. The class meets on Mondays at noon, and I’d love to see you there.

[1] Andrea Fuller, “Student Debt Payback Far Worse Than Believed,” The Wall Street Journal, 18 January 2017.

[2]Project on Student Debt,” The Institute for College Access & Success, 2016.

[3]Compensation by Average Attendance of Church: Senior Pastor Full-Time,” LifeWay, 2016.

Good Reading: Defined by Debt

Steven Smith, VP for Student Services and Communications at Southwestern Baptist Theological Seminary, has a great post on the issue of debt and ministry. Here is an excerpt:

Those who train for the ministry are called to lead a generation addicted to consumerism to embrace the counter cultural message of Christ, who was building toward a kingdom to come. Whatever else the coming generation of pastors does, it must convince people not to live for money in this life, but to invest in the next. Which leads us to a question. How can ministers of the Gospel call a generation to turn from being consumed with money when their own existence is beholden to financial institutions?

At the end of the post, he also gives a link for new M.Div. and college students at SWBTS to apply for a new scholarship program that will cover an entire year of tuition. Check out the entire post here.